Complete insurance coverage for your motorcycle

Buying motorcycle insurance doesn’t have to be complicated. At Capri Insurance, we’ve made motorcycle insurance simple with quick, online quotes and easy online payment.

All Risks

Covers damage to your motorcycle as a result of collision with another vehicle, person or object. Also covers loss or damage by fire, theft, glass or vandalism.

Comprehensive

Covers against all risks and direct physical damage caused by something other than collision. Collision with an animal is considered a comprehensive loss.

All Policies Include:

• Coverage for your motorcycle while ridden or stored
• No restrictions regarding theft of the insured unit and is valid anywhere in Canada and Continental US.
• Lock Rekeying: You will be reimbursed to a maximum of $1000 for the cost of rekeying the locks or replacement of a coded key for an immobilizer system if the keys or coded key are stolen. No deductible applies to this coverage benefit.
• Motorcycle repatriation expense: will indemnify the insured for expenses not exceeding $2000 to make your motorcycle operational for to transport it to a repair facility. No deductible is applied to this coverage benefit.
• Travel protection: In the event you are involved in an accident, or if your motorcycle is stolen while you are traveling away from your home (outside your City of residence), we will reimburse you for the cost of additional living expenses (lodging, meals, transportation and phone calls) incurred due to damage to or theft of your motorcycle, subject to a maximum of $1,000. No deductible applies to this coverage enhancement.
• Temporary substitute motorcycle: Coverage under this policy is extended to cover a substitute motorcycle if you are unable to use your motorcycle as a result of an insured peril. Coverage from your damaged unit is temporarily transferred to the rental, courtesy or borrowed motorcycle and temporary substitute coverage ceases as soon as repairs to your motorcycle are complete.
• “Not at Fault” Collision loss: If you make a “Not at Fault” collision claim under this policy, your deductible will be waived.
• 12-month annual coverage
• Coverage for motorcycle equipment not attached. Personal effects such as helmets, boots, gloves, riding suits and truck racks for transporting.

Available discounts

• Current members of approved clubs and associations are eligible for a premium discount
• You can lower your premium by choosing a higher deductible

Important

• Some property and perils are excluded or limited and you should read the insurance policy carefully. For example, mechanical breakdown and failure to batteries and tires by wear and tear is excluded.
• Third-party liability for a motorcycle must be purchased through ICBC Autoplan. To operate a motorcycle on a road or highway without third-party liability is a serious offence. In addition to fines , if you are at fault in an accident you could be held personally liable for third-party bodily injury or property damage.
• Loss or damage by crime or malicious acts must be immediately reported to police and a case file number will be required.